How We Work

Consult Our Counsellors

Speak with our experienced counsellors about your unsecured debts—credit cards, personal loans, and more—to find out if you qualify for a debt settlement plan tailored to your needs

Enrol

Join us by choosing a plan that fits your needs and signing a contract that protects your interests while authorising us to carry out your debt settlement.

Our Legal Team Will Negotiate on Your Behalf

Let our legal experts handle all communication with your creditors, ensuring you remain free from worry or harassment. Once you’ve built sufficient savings, we will negotiate to settle your loans for significantly less than the total amount owed

Savings

Once you enrol in our Loan Settlement Program, you’ll start setting aside funds in your account—building the foundation for a fast-track journey to becoming debt-free. These savings will be used during negotiations with your lenders, helping you achieve substantial reductions in your debt while freeing you from the stress and pressure you’ve faced.

Negotiation

Once your savings account reaches the required balance, our team of legal advisors will initiate negotiations with your creditors on your behalf. Their goal is to secure a settlement that reduces the total amount payable compared to your original debt.

Debt-Free Life

Join our Settlement program to save money in your account. We will strive to secure the best savings program and settle your loan. Upon Settlement, you will receive a letter and enjoy a debt-free life.